Axis Bank ACE is a credit card that offers a satisfactory credit limit to its cardholders. However, this limit is not fixed and can vary depending on several factors, such as the cardholder's income, his or her relationship with the bank, credit history, and other aspects.
| Positive Points | Negative Points |
|---|---|
| 4 free visits to the home lounge every year | Cashback obtained at non-partner merchants is only 2% |
| 5% cashback on Google Pay bill payments and mobile top-ups | You must be within the age group of 18 years and 70 years |
| Fuel surcharge exemption of 1% with a maximum limit of Rs. 500 per month |
People with high credit scores usually have higher credit limits than those with low credit scores. However, it is possible to increase the credit limit over time by making a request to the card issuer.
To apply for the Axis Bank ACE credit card, simply go to the issuer's homepage and select the desired card. You will need to fill out an application form and send it together with some documents such as proof of identity, proof of address, and proof of income. If you are already an Axis Bank customer, the process is simpler. Just follow the instructions on the Web site.
| Benefits | |
|---|---|
|
Benefits
|
Travel Benefits |
|
Highest cashback
|
Market's largest flat-rate cashback |
|
Caps
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No upper limit on cashback earned |
|
Refund
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Cashback on several categories and top brands |
Customer Service
Axis Bank offers excellent customer service for their credit card users. If you need help or want to report unauthorized transactions on your card, simply contact us by phone. The service numbers are available 24 hours a day, 7 days a week. To apply for your card, simply click the button below:
I Want My CardAnnual fee
The Axis ACE card has a joining/annual fee of Rs 499 plus GST. This fee is considered low compared to other cards in the same industry. The annual fee is exempted if the annual spending is more than Rs 2 Lakhs. Therefore, as long as you manage to spend more than Rs 2 Lakhs on the card, there will be no charges. This can be easily achieved, considering the cash back benefits offered by the card.
Cash back
The Axis ACE credit card has no maximum limits for cash back in any of the categories. The main highlight of this card is the unlimited 2% cash back on daily spending. This kind of unlimited cash back is rarely found on basic credit cards. To apply for your card, simply click on the button below.
I Want My Card
