Have you ever thought of organizing a home renovation, celebrating a birthday or a special moment? Or organizing that trip you have been putting off? With planning and personal credit you can.
To take out a personal loan or not? Most people have asked this question at least once.
Personal credit is nothing more than money that you borrow and pay back later, according to the contract you have signed with the financial institution.
| Positive Points | Negative Points |
|---|---|
| You have the option to choose whether or not you prefer life, illness or disability insurance for you and your family. | You must present some personal documents and proof of income, residence or any other that may be required. |
| The institution guarantees that no fees will be added to the amount that will be requested. | You must be of legal age to apply for a loan. |
It is a modality available to individuals, without the need to give any assets as a guarantee.
Many people run away from it thinking that it is not a good solution, but forget that they already use this method in other ways, more often than they think.
The fact is that credit is a super positive alternative for your financial health. But for this, it is necessary to use it in a conscious way.
You need to understand what your objective is with the money advanced and what payment conditions you are willing to commit to.
This type of service can be contracted in a physical branch or online, through digital banks and other institutions that operate on the Internet.
It is not usually very bureaucratic, but, like any type of loan, it is tied to the applicant's financial history and monthly earnings.
| Benefits | |
|---|---|
|
Approval rate
|
One of the highest approval rates |
|
Support
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24-hour customer service |
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No bureaucracy
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No bureaucracy when applying for a loan |
|
Security
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Security system in place to prevent scamming |
Usually, when you have an account at a bank, there is already a pre-approved limit of money that you can apply for as a personal loan.
All you need to do is access the bank's internet banking or application to make a simulation and even have access to the amount of the installments.
Through the options offered now it is possible to make a fast loan, in a 100% online and secure operation, as is the case with RBC Bank.
At RBC Bank you can hire your loan safely and autonomously from wherever you are and whenever you want.
In this article we will show you why RBC Bank will be your best option when it comes to 100% digital banking, totally secure and credible.
Extended Term
RBC Bank guarantees a term of up to 60 installments to make the payment of your personal credit line, which is one of the longest terms in the financial market.
If this and other benefits fit what you are looking for, click on the button below and check more.
I Want My LoanYou choose
The institution gives you the opportunity to choose one monthly payment per year to be skipped, you choose when you want.
Accessibility
RBC Bank offers fixed rates for the life of your loan, meaning it guarantees that your application will be for exactly the same amount that you will pay.
This and other features are offered by the institution, if you are looking for ease and security, click on the following button.
I Want My Loan
